Savings in general should sink into the ditch after generation of our mothers will no longer use it posthumously.
I do not understand why the younger generation gives them preference because it's still the bottom. Business with them is better not to do.
If you have something you do not understand, you do not need to run the forum and write once something from that you do not become smarter.
I work a couple of years with the BEAC and no problems, though I nonresident
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